We can help you prepare for the future with a financial plan designed especially for you. A good financial plan is a blueprint that lets you save, spend, invest, manage risk and approach tax and estate planning with confidence.
A Personalized Financial Plan For Your Situation
At Navix Financial, the financial planning process starts with a detailed understanding of your long-term
goals. We don't lump you into a predefined group. Rather, we aim to learn about your specific needs
and objectives and tailor a recommendation accordingly.
One of our financial planning professionals will gather information on your current financial
situation, including your investment goals, time horizon, income and expenses, portfolio
distributions and cash flow needs, and more. We will use that information to prepare a personalized
financial plan with clear, easy-to-understand information to help you make the right decisions about
your financial future.
First, because of the things we do:
* We provide an asset management strategy and recommendation based on your specific needs,
analyzing time horizon, investment objectives and other factors specific to you.
* We can help you understand your legacy and how to ensure your wishes are met in the
future.
* We educate you on financial planning topics like: Social Security optimization, legacy and
charitable gift planning, perspective on annuities, life insurance and long term care.
* We provide access to professional resources.
Secondarily, and importantly, because of the things we don't do:
* We won't sell you annuities or other high-fee insurance products.
* We don't receive referral fees from other professionals.
* We don't share your information with third party groups to develop your plan.
How does your financial plan stack up? We can help you evaluate if you're on track to meet your goals and help with budgeting for the future you want.
You may need to take income from your investments after you stop receiving a regular paycheck. We can help you figure out how, without depleting your funds.
We create and manage portfolios tailored to your situation and investment goals. Tired of layered fees from funds and overlapping investments? We can help.
The overall success of your financial plan is partly dependent on an appropriate investment
recommendation, based on your long-term financial goals and objectives. At Navix Financial
Investments, we take into account everything from your family health history to the specific
stocks, bonds or other investments in your portfolio to help build an in-depth understanding of
the objectives for your assets. Using tools like portfolio simulations and historical modeling,
we can provide an investment recommendation we believe is most likely to help you reach your
goals. This recommendation provides the foundation for your future financial success and may
help you avoid running out of money in retirement.
Many investors find their investment time horizon may last beyond their lifetime, giving them
the opportunity to use their assets to support someone or something important to them. While
supplementary to an appropriate investment recommendation, planning for a legacy is a common
desire for many of our clients. At Navix Financial Investments, we provide education and resources to
help you invest and prepare for your retirement and legacy goals.
Many investors want to feel they are making informed and prudent decisions about all aspects of
their wealth, not just their investment strategy and legacy. Understanding the relationship
between taxes, cash flow requirements, and Social Security benefits may influence how you meet
your living expenses both before and after retirement. Additionally, recognizing the connection
between your investments and insurance needs (e.g. health, long-term care, and annuities) may
help you decide whether purchasing coverage is appropriate.
Your retirement plan begins with you and your goals - what you want to do, how much that will likely cost and any additional goals you may have for your money.
How long will you need your money working for you? It may be longer than you think. Plan ahead now to avoid surprises later.
A thorough financial plan accounts for what you need to spend and how you'll get the money for it, whether from investment income, withdrawals or your Social Security benefit.
